A McCarthy & Stone home could save you over £3,000 a year*
Moving into a brand-new McCarthy & Stone home brings loads of benefits - but many people don’t realise there are significant savings to be had too. As well as a beautiful, easier-to-manage, modern property and a friendly community on the doorstep, life in a Retirement Living development can reduce your cost of living.
Downsizing equals sizeable savings
Downsizing from a large older family home into one of our warm, energy-efficient one or two-bedroom retirement apartments or a new build bungalow can mean substantial cost savings. These include lower energy bills and cheaper maintenance and running costs.
Our research shows that if you live at one of our Retirement Living developments you could save over £3,000 a year on household bills on average in a McCarthy & Stone retirement apartment when compared to a typical home*. This is because you’ll likely benefit from cheaper heating, water and other utility bills, including Council Tax. Our buying power means we can negotiate harder for services than individuals can, which means savings for you.
Save over £3,000 a year on household bills
In a McCarthy & Stone Retirement Living apartment you could save over £3,000 a year compared to the cost of running a typical home*.
Enjoy lower energy bills
McCarthy & Stone retirement homes are well-insulated, warm and energy-efficient, meaning you will often save on your energy bills too.
Services covered
Our monthly service charge covers the services and amenities you enjoy at your development, including keeping the communal areas and gardens looking lovely.How McCarthy & Stone helps you cut your living costs
Budgeting is easier
Our service charges mean you have one payment each month that covers a multitude of services, making budgeting a breeze (and if you’re renting your retirement home your service charge is covered by the landlord). You also enjoy the peace of mind of knowing you won’t be hit by large, unexpected maintenance bills. We work hard to keep charges as low as possible and many homeowners find they pay less than they did for similar services in their old home.
For instance, all maintenance and upkeep of building exteriors, communal areas and gardens is included and is taken care of by gardeners, window cleaners, decorators etc. You’ll benefit from lots of extra amenities and services too, designed to make retirement easier. Things like an on-site manager and 24/7 emergency call and security systems**.
Control your energy costs
All our new retirement apartments are well-insulated, warm and energy-efficient making it easy to control energy costs. Built with eco-friendly modern methods of construction, not only are they are a joy to live in, but every aspect of the design has efficiency and sustainability in mind.
- Heavily insulated walls mean the surprisingly spacious rooms remain cosy in winter.
- Contemporary double-glazed windows and glass doors maximise natural light while keeping out the cold.
- Highly-efficient electrical appliances like light-fittings, ovens, hobs and fridge-freezers are fitted as standard.
- Many apartments have under-floor heating for economy - and luxuriously cosy toes.
Save on care
If you move to a Retirement Living PLUS development, you could save on care costs in comparison to the nearest equivalent – a care home. And you’ll have the huge benefit of living independently in your own apartment too.
The cost of a care home in the UK is £67,132 a year on average***. In a typical Retirement Living PLUS development you’ll pay an average service charge of £8,900 for a one-bed apartment and £13,000 for a two-bed apartment. This pays for the services and amenities on offer, including a manager on-site 24 hours a day and an hour of domestic support per week. In addition to this you can add a bespoke lifestyle support and personal care package. This can cover everything from laundry services to help with showering, shaving and healthcare appointments.
Even with an additional care package of six visits a day, the cost of this service charge plus care is half the price of a care home.
Save money on homecooked food
Why use energy on cooking when our Retirement Living PLUS developments offer subsidised chef-run bistros onsite serving fresh, seasonal and delicious food all year round? Menus include everyday classics and tempting treats, barista-grade coffees and your favourite tipple - all at incredibly low prices. Guests are welcome too – they pay a little more, but they’ll still be impressed with the value.
FREE entitlements advice
McCarthy & Stone has an in-house Entitlements Advisor who can help to ensure you’re getting all the money from benefits you are entitled to - and fill in the forms to make sure you receive it too. We’re pleased to be able to offer this service completely free of charge.
“I can highly recommend Aleks who was very professional and helpful, suggesting relevant benefits to claim and helping us fill in some very long forms. As a result, we’re successfully claiming Attendance Allowance."- Homeowner, McCarthy & Stone.
Special offers
It’s always worth keeping an eye out for our seasonal special offers for extra savings. You can find out about them at our events and open days.
Our Part Exchange and Smooth Move services make moving cheaper and easier:
Part Exchange - enjoy a simpler and quicker sales process, no estate agent fees and free removals.
Smooth Move - our free specialist removal service will support you with things like decluttering and packing, plus we’ll pay towards your estate agent and legal fees.
“We are so glad we made the move!”
“We have lived our new life for a while now and are enjoying it immensely.”
“Utopia! It’s absolutely fantastic”.
Sign up to our mailing list to keep up to date with the latest news, offers and promotions.
*Typical savings between £213 - £3,107 on your household costs: Calculated by comparing the annual costs of energy (gas and electricity), window cleaning, garden maintenance, and building and contents insurance with McCarthy & Stone’s average annual charges for the same household services for a one-bed and two bed Retirement Living apartment in Wisteria Place.
**Services vary. Please check each individual development.
***Carehome.co.uk advice (June 2025)