**SHOW COMPLEX NOW OPEN!! COME AND VIEW OUR STYLISH DEVELOPMENT TODAY**
McCarthy Stone are proud to present our brand new development Goldfinch House to the beautiful village of Chipstead, with a range of stunning one and two bedroom retirement apartments – designed and built with character and craftsmanship to complement this attractive and desirable location.
Situated in the picturesque rolling hills of Surrey’s North Downs you’ll find the charming country village of Chipstead – a prosperous and elegantly preserved rural community with an active and engaging social scene. Chipstead offers you all the unspoilt pleasures of village life, with the convenient proximity of Central London – only 17 miles away.
Whatever apartment you choose, you’ll enjoy contemporary living in a spacious, bright and airy home – perfectly finished with modern, tasteful décor. We’ll provide you with the discreet warmth and comfort of underfloor heating, as well as all the very latest high-end appliances and an unrivalled array of clever design touches and thoughtful security features.
This attractively designed development will be complemented by its own elegant and perfectly maintained landscaped gardens. You can meet up with friends and neighbours in the smart and sociable on-site club lounge, and during the day, a friendly Concierge will be on hand to ably assist you. Even your friends and relatives can enjoy a warm welcome with a comfortable on-site guest suite when they come to stay.
Development Highlights
- Communal Lounge and landscaped gardens
- Dedicated House Manager
- Near to Chipstead train station
- Close to the M25 and M23
- Beautiful countryside setting
Key Features
- Communal lounge
- Guest suite
- Pets allowed
- 24/7 call system
- Car parking
- House Manager
- Landscaped gardens
- Lifts to all floors
- Lounge Wi-Fi access
Interactive Site Plan
Our interactive site plan allows you to explore this retirement development. Click the tabs to view each floor, with G being the Ground Floor. You’ll see that one-bedroom retirement homes are shown in yellow and two-bedroom apartments are shown in purple. Any retirement property shown in red is already reserved, sold or rented out. When you click on an available property, you’ll be given information about the sale and/or rental prices (all rental prices include service charges and ground rent). You can then click on ‘view property’ to find out more.
Explore properties:
Occupancy options
The properties at this development are leasehold properties with a term of 999 years from and including 01/01/2021
* To be offset against your initial payment and fully refundable should your tenancy not proceed
- Communal area costs inc. electricity, heating and lighting
- Future maintenance fund
- Water and sewage (communal areas and apartments)
- Ground rent
- Maintenance of building and gardens
- Emergency call system
- Building insurance
- Active social calendar of events and exclusive discounts
- Dedicated on-site team
What's not included?
- Electricity, heating and lighting (apartments)
- Phone / broadband
- Council Tax
- TV licence / TV service
- Home and contents insurance
What is an Assured Tenancy?
Assured Tenancy means that you agree to rent the property for a minimum term of 12 months, but after that you can leave at any time as long as you give two months written notice. We can’t ask you to leave unless you have broken the terms of the agreement.
I want to rent. What checks do you carry out and what do I need to prepare?
We’ll ask you to complete a Rental Application Pack and an Income and Expenditure form to get the information we need to do standard background checks. You’ll be asked for proof of income, savings and/or pensions, along with copies of your last three months’ bank statements. You’ll be asked to provide identification documentation that complies with the latest Government Right to Rent regulations – our sales consultants will talk you through what you need.
Do I need to pay a reservation deposit?
Yes, you will need to pay a small refundable reservation deposit to reserve the property. You will also have to pay a security deposit equivalent to five weeks rent when you move in.
What do I have to pay before moving in?
Before you can move into your property, you will need to pay the first month’s rent together with your security deposit, minus the reservation deposit you’ve already paid.
The security deposit is equivalent to five weeks rent. Don’t worry, we’ll make sure you know the exact amount you need to pay in plenty of time.
McCarthy Stone is part of the Tenancy Deposit Scheme, membership number G10625. Download the Tenancy Deposit Scheme leaflet.
What date are rental payments due?
All rental payments are due on the 1st of each month and must be paid by direct debit. Your rent includes all of the development’s service charges, ground rents and property maintenance.
It’s an affordable approach to owning a stunning new retirement home:
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
What is Part buy, part rent?
A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811
How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.
Benefits include:
It’s an affordable approach to owning a stunning new retirement home
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
Is private shared ownership available at all McCarthy Stone developments?
No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.
What % of the property do I have to purchase?
70% is the standard option – there are options to increase this over time, known as staircasing.
What is staircasing and how does it work?
What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges and ground rent continue to be payable to McCarthy Stone.
Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a private shared ownership property?
You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
How much rent will I have to pay and how will that change over time with rent reviews?
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
About Retirement Living

Watch: Discover the benefits of Retirement Living with McCarthy Stone

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Come and Visit Us
- 15 Jul11:00 - 16:00
Join us at our Grand Opening
Goldfinch House, Outwood Lane, Chipstead, Surrey CR5 3LUJoin us for a tour of our beautiful Goldfinch House development, enjoy a glass of fizz and canapés, with a live Q&A meet-and-greet with Loose Women’s panelist, Gloria. It’s the perfect opportunity to experience the lifestyle on offer and meet the vibrant community at the heart of Goldfinch House.
The number of appointments are limited, to book your place call today on 0800 201 4811.
Living in Chipstead
Flanked by the open countryside of the North Downs, the village of Chipstead is a prosperous, pastoral community, made up of elegant tree-lined streets and meandering country lanes. The village is dotted with such attractive sights as the beautiful Norman church of St Margaret’s; the pretty waters of Elmore Pond and a 24-acre stretch of public parkland known as The Meads.
A strong community spirit extends to a multitude of local sports clubs, including: bowls; cricket; football; rugby and tennis. The village and surrounding area has an abundance of excellent golf courses and ramblers can enjoy miles of public footpaths and countryside trails. Chipstead also hosts several long-standing annual festivals, including a popular Village Fair and Guy Fawkes celebrations in November.
The Courtyard Theatre provides a home to ‘The Chipstead Players’ a dedicated band of local actors who provide a full programme of comedy, drama and musical shows. Budding actors are welcome to audition, as well as get involved backstage. Chipstead and the surrounding areas provide a number of fine traditional country pubs and restaurants. The village has a small parade of shops, including a Post Office, butchers, bakery, winery and hair salon; while the neighbouring town of Banstead provides a larger selection of major shops, supermarkets, eateries and other amenities.
The proposed development is well-connected: close to the M25 and with adjacent bus stops providing direct routes to Banstead High Street. The railway station is just 0.3 miles from the site and provides frequent services to central London, reaching Victoria Station in less than 50 minutes.
- Conveniently situated close to these local amenities:
- Bus Stop
- Chipstead Golf Club
- Chipstead Train Station
- Midday Sun Pub
Located in the village of Chipstead in Coulsdon, the development on Outwood Lane is only 0.4 miles from a convenience shop and the local train station.
In the nearby area, the Courtyard Theatre and Chipstead Golf Club are 1.2 miles away. You will also discover a selection of eateries within 1 mile of the development.
Further afield in Coulsdon, you’ll find a Waitrose and an Aldi 1.6 miles away.
Getting to Location
If you are using a Sat Nav system you may need the full address of this development. The postcode is newly created by Royal Mail and may not be accurate for some months.
The Team at Goldfinch House

Offers Too Good To Miss
Fix Your Service Charge
Reserve an apartment at Goldfinch House and fix your service charge from the moment you move in. Fixing your costs provides you with confidence when budgeting and peace of mind that you won’t be burdened with any unexpected costs in the future.*
*T&Cs apply. Only available at Goldfinch House, Chipstead and not available in conjunction with any other offer. Offer can be withdrawn at any time.
WIN A £20,000 JOHN LEWIS HOME MAKEOVER!
Reserve a McCarthy Stone retirement apartment by 31st July 2022, for the chance to win a £20,000 makeover* with the John Lewis Home team. As well as this incredible top prize, everyone that reserves by 31st July 2022 will receive a £500 John Lewis Gift Card*. But that’s not all! If you book a guided tour of our developments by 31st July 2022 you’ll receive a £20 John Lewis Gift Card* as a thank you.
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Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.