Goldfinch House

Watch our video about Retirement Living

Purchase

1 bed from
£349,000
2 beds from
£476,000

Request a visit

Freephone:

0800 201 4811

LAST FEW APARTMENTS REMAINING! APARTMENTS AVAILABLE TO BUY FROM £349,000*

McCarthy Stone are proud to present our stunning development Goldfinch House to the beautiful village of Chipstead, with a range of stunning one and two bedroom retirement apartments – designed and built with character and craftsmanship to complement this attractive and desirable location.

Situated in the picturesque rolling hills of Surrey’s North Downs you’ll find the charming country village of Chipstead – a prosperous and elegantly preserved rural community with an active and engaging social scene. Chipstead offers you all the unspoilt pleasures of village life, with the convenient proximity of Central London – only 17 miles away.

Whatever apartment you choose, you’ll enjoy contemporary living in a spacious, bright and airy home – perfectly finished with modern, tasteful décor. We’ll provide you with the discreet warmth and comfort of underfloor heating, as well as all the very latest high-end appliances and an unrivalled array of clever design touches and thoughtful security features.

This attractively designed development will be complemented by its own elegant and perfectly maintained landscaped gardens. You can meet up with friends and neighbours in the smart and sociable homeowners lounge, and during the day, your friendly House Manager will be on hand to ably assist you. Even your friends and relatives can enjoy a warm welcome with a comfortable on-site guest suite when they come to stay.

*Subject to availability

Development Highlights

Communal Lounge and landscaped gardens
Dedicated House Manager
Near to Chipstead train station
Close to the M25 and M23
Beautiful countryside setting

Key Features

Communal lounge
Guest suite
Pets allowed
24/7 call system
Car parking
House Manager
Landscaped gardens
Lifts to all floors
Lounge Wi-Fi access

Interactive Site Plan

Our interactive site plan allows you to easily find available retirement properties. Click the tabs to view each floor. You'll see that one-bedroom homes are in yellow and two-bedroom homes are in purple. When you click on a property, you'll find out whether it is available for sale, rent or shared ownership, as well as pricing. Click on 'view property' to find out more. Retirement homes shown in red are already reserved, sold or rented out, but may be available on our Resales website.

Explore properties

Occupancy options

Found a property that takes your fancy? Find out more about the practical details including information on service charge and FAQS.

The properties at this development are leasehold properties with a term of 999 years from and including 01/01/2021

You can buy properties on this development. If you’d like to own your retirement property, we can help make the move as stress-free as possible, including support with packing and removals. If you have a home to sell, we can even act as a cash buyer, so you’ll avoid chains and estate agent fees.

Electricity, heating and lighting (communal areas)
Water and sewage (communal areas and apartments)
Professional fees
Maintenance of building and gardens
Emergency call system
Building insurance
Income to guest suites and sundry income
Development staff

What's not included?

Electricity, heating and lighting (apartments)
Home and contents insurance
Council Tax
Phone / broadband
TV licence / TV service

1 Bedroom Apartment

Service Charge *

£61.64

2 Bedroom Apartment

Service Charge *

£92.47

* Reviewed annually

You’ll find the costs at our developments vary and this reflects the range of facilities and services on offer.

The Community Facilities Charge makes it easier for you to budget when choosing to make your move to a retirement development, as McCarthy Stone take care of any large and unexpected building and maintenance costs.

The Community Facilities Charge accounts for any structural, mechanical or electrical replacements, windows, lifts or internal decoration when required.

In addition to a monthly service charge, on the sale of your property, you’ll make a contribution to the development’s Community Facilities Charge at 1% of the resale value per year of ownership, capped at 10%.

Our dedicated sales team can explain this to you in further detail before you reserve your dream apartment.

Many of our homeowners are pleased to find that the service charges for their apartment tend to work out at less than what they were paying in like-for-like costs at their previous property.

Energy bills often turn out to be lower thanks to the modern construction methods we use at all our developments. Your new apartment is also likely to be a more manageable size and so cheaper to run.

When Customers discuss the purchase of a McCarthy Stone apartment with us, they receive a service charge leaflet and our Sales Executive sits down with them to help them fill in the costs, review what is covered in the management services and compare them to day-to-day running costs in their current home. Our Sales Executive ensures that they have a detailed knowledge of ongoing costs before a sale is completed

Usually this can take between 12 to 16 weeks. We understand that some customers may have a time period that will more suitable for them and we aim to be as flexible as we can.

Yes. If you want a quick, simple way to sell your home and move into one of our retirement properties, then Part Exchange could be the answer. For more information please click here .

We have an expert resales team for people selling our retirement properties, with an extensive database of customers waiting to move in. This helps us to sell faster and at a better price than traditional estate agents. On average the McCarthy Stone Resales team achieve a net price increase on the retirement properties they sell. For example, for properties bought new in the last three years and since resold, the net increase averages 6%. View resale retirement homes.

You have the option to part buy, part rent your retirement property. It’s an affordable way to enjoy all the benefits of our retirement apartments without committing to the full purchase price. If you want more financial flexibility, this could be the right option for you.

It’s an affordable approach to owning a stunning new retirement home:

You may be able to access cash tied up in your existing property (known as ‘equity release’)
You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
If you want, we can buy your existing property as a part exchange
You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees

The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.

A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811

How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.

Benefits include:
It’s an affordable approach to owning a stunning new retirement home

You may be able to access cash tied up in your existing property (known as ‘equity release’)
You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
If you want, we can buy your existing property as a part exchange
You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees

Terms and conditions apply

No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.

70% is the standard option – there are options to increase this over time, known as staircasing.

What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges continue to be payable to McCarthy Stone.

Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.

*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018

You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.

*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018

The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.

Video

About Retirement Living

Watch: Discover the benefits of Retirement Living with McCarthy Stone

Send me a brochure

Tell us how you would like to receive your brochure: by Email, Post or PDF download.

Send me a brochure

Our House Manager is a real superstar. She is always there to help straight away, no matter how big or small the issue is. It is so comforting to have somebody there who you know you can rely on. She makes life so easy for us.

THE LOCAL AREA

Living in Chipstead

Flanked by the open countryside of the North Downs, the village of Chipstead is a prosperous, pastoral community, made up of elegant tree-lined streets and meandering country lanes. The village is dotted with such attractive sights as the beautiful Norman church of St Margaret’s; the pretty waters of Elmore Pond and a 24-acre stretch of public parkland known as The Meads.

Chipstead Golf Club

11
items
Chipstead Golf Club

11
items
Chipstead

11
items
Chipstead

11
items
Chipstead

11
items
11
items
Church

11
items
Local Bakery

11
items
Local Shops

11
items
Local Cafe

11
items
The Courtyard Theatre

11
items

A strong community spirit extends to a multitude of local sports clubs, including: bowls; cricket; football; rugby and tennis. The village and surrounding area has an abundance of excellent golf courses and ramblers can enjoy miles of public footpaths and countryside trails. Chipstead also hosts several long-standing annual festivals, including a popular Village Fair and Guy Fawkes celebrations in November.

The Courtyard Theatre provides a home to ‘The Chipstead Players’ a dedicated band of local actors who provide a full programme of comedy, drama and musical shows. Budding actors are welcome to audition, as well as get involved backstage. Chipstead and the surrounding areas provide a number of fine traditional country pubs and restaurants. The village has a small parade of shops, including a Post Office, butchers, bakery, winery and hair salon; while the neighbouring town of Banstead provides a larger selection of major shops, supermarkets, eateries and other amenities.

The proposed development is well-connected: close to the M25 and with adjacent bus stops providing direct routes to Banstead High Street. The railway station is just 0.3 miles from the site and provides frequent services to central London, reaching Victoria Station in less than 50 minutes.

Chipstead Facts:

3,000

people

6 miles

from Epsom and Croydon

Goldfinch House

Outwood Lane, Chipstead, Surrey, CR5 3LU

View interactive map

Conveniently situated close to these local amenities:
Bus Stop
Chipstead Golf Club
Chipstead Train Station
Midday Sun Pub

Located in the village of Chipstead in Coulsdon, the development on Outwood Lane is only 0.4 miles from a convenience shop and the local train station.

In the nearby area, the Courtyard Theatre and Chipstead Golf Club are 1.2 miles away. You will also discover a selection of eateries within 1 mile of the development.

Further afield in Coulsdon, you’ll find a Waitrose and an Aldi 1.6 miles away.

Getting to Location

If you are using a Sat Nav system you may need the full address of this development. The postcode is newly created by Royal Mail and may not be accurate for some months.

Our people

The Team at Goldfinch House

Wendy Rolph

Sales Consultant

Meeting our potential new homeowners at McCarthy Stone gives me the chance to meet so many lovely people, have new conversations and hear new stories whilst showing them to a luxurious and low maintenance lifestyle

Featured Properties

Great Homes for Sale

Offer

Offers Too Good To Miss

We'll Pay Your Service Charge for 3 Years!*
Reserve one of our beautiful one or two bed apartments at the stylish Goldfinch House by 31st January 2024 and enjoy 3 years’ service charge paid*. We are down to our last few apartments, so don't miss your chance to own a stunning new apartment in the heart of Chipstead village.
Call us today on 0800 201 4811 to find out more about this fantastic offer.
*Reserve by the 31st January 2024. This offer cannot be used in conjunction with any other offer unless specified and may be withdrawn at any time. The Service Charge element of this offer is calculated as a deduction from the total purchase price payable at completion.
#Subject to availability
Smooth Move
Nobody expects moving home to be easy, but we’re here to help you every step of the way; from the moment you make a reservation, through to the day you move in. Our Smooth Move service ensures everything goes like clockwork, which includes helping with the cost*.
To find our more please call 0800 201 4811.
View details
View T&Cs

Related Developments

Looking for pre-loved?

Browse our range of beautiful pre-owned retirement properties

Resales near Surrey

Goldfinch House

Goldfinch House