
Could a move save you over £60,000?
Moving into a McCarthy & Stone home brings loads of benefits – but many people don’t realise it could significantly reduce your living costs in retirement too.

Retirement living could save you thousands
From savings on household bills to avoiding costly adaptions, you could save thousands with a move to a McCarthy & Stone home.
1. Save over £3,000
2. Save over £26,000
3. Save over £33,000
1. Save over £3,000* on bills
By downsizing you’ll likely benefit from cheaper heating, water and utility bills, including Council Tax. Plus our buying power means we can negotiate harder for services than individuals can and pass the savings onto you.
- Save £2,054 on energy bills
- Save £840 on window cleaning and gardening
- Save £213 on buildings insurance

2. Save up to £26,000* on security and safety
Our properties are beautifully designed and packed with clever features to make life easier as you get older – like easy turn taps, higher ovens and emergency alarms – so you don’t have to spend money on adapting your home. Accessible shared spaces, lifts, security systems and major upkeep (e.g. a new roof) are all included in your service charge.

3. Save over £30k* a year on care
From hair styling and cleaning to pet sitting and personal care, the independent lifestyle support services available in our Retirement Living Plus communities make your life easier. Prices start at just £12 and you can choose as much – or as little – help as you like.
While the average person in a residential care home pays £67,496 a year, someone in a McCarthy & Stone Retirement Living Plus property with six support visits a day, will pay less than half that, even with the service charge.

Ways McCarthy & Stone can reduce retirement costs
Budgeting is easier
Our monthly service charge covers the amenities you enjoy at your development, including keeping the shared areas and gardens looking lovely. It means you have one payment each month that covers a multitude of services, making budgeting a breeze (and if you’re renting your retirement home your service charge is covered by the landlord). You’ll also enjoy the peace of mind of knowing you won’t be hit by large, unexpected maintenance bills. We work hard to keep charges as low as possible and many homeowners find they pay less than they did for similar services in their old home.
Energy costs are under control
All our new retirement apartments are well-insulated, warm and energy-efficient making it easy to control energy costs. Built with eco-friendly modern methods of construction, not only are they are a joy to live in, but every aspect of the design has efficiency and sustainability in mind.
- Heavily insulated walls mean the surprisingly spacious rooms remain cosy in winter.
- Contemporary double-glazed windows and glass doors maximise natural light while keeping out the cold.
- Highly-efficient electrical appliances like light-fittings, ovens, hobs and fridge-freezers are fitted as standard.
Save money on home cooked food
Why use energy on cooking when our Retirement Living Plus developments have chef-run restaurants serving fresh, seasonal and delicious food all year round? Menus include everyday classics and tempting treats, barista-grade coffees and your favourite tipple - all at incredibly low prices. Guests are welcome too – they pay a little more, but they’ll still be impressed with the value.
FREE entitlements advice
McCarthy & Stone has an in-house Entitlements Manager who can help you to claim all the money you are entitled to from the Government. It could make a big difference to your income.
“I can highly recommend Aleks who was very professional and helpful, suggesting relevant benefits to claim and helping us fill in some very long forms. As a result, we’re successfully claiming Attendance Allowance." Homeowner, McCarthy & Stone.

Help with moving costs
We offer a range of offers and service to help your move stay within budget.
- Help choosing whether buying, renting or Shared Ownership is right for your lifestyle and finances
- Part Exchange - enjoy a simpler and quicker property sale, no estate agent fees and free removals.
- Smooth Move - our free specialist removal service will support you with things like decluttering and packing, plus we’ll pay towards your estate agent and legal fees.
- Access to a free handy person to put up shelves etc. in your new home
Special offers and incentives
For extra savings it’s worth keeping an eye out for seasonal special offers on our retirement properties.
Read about our current offers
How can I find out more?
The best way to understand retirement living is to experience it for yourself. Visiting a development offers a real sense of the lifestyle, the community and the feeling of being at home.
Browse our retirement communities near you, contact us or call our lovely team on 0800 201 4811.
Frequently asked questions



