Part exchange your home

With Part Exchange, homeowners move within 44 days on average, compared with around seven months on the open market.

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Move faster than the property market

Looking for a quicker, easier and stress-free house sale or want to understand whether a part exchange house sale could help you move sooner? Our popular Part Exchange scheme could be the answer. You’ll have a cash buyer, there’s no chain, fewer delays and no estate agent fees.

While selling on the open market can take around seven months**, homeowners using Part Exchange move within 44 days on average*, making it a faster, more straightforward way to move into your new retirement apartment.

Interested in Part Exchange? Give us a call on 0800 201 4811. Not found your perfect retirement property yet? Browse here.

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How does Part Exchange work?

  1. If you’re interested in Part Exchange, we’ll arrange for three independent local estate agents and a RICS (Royal Institution of Chartered Surveyors) surveyor to value your property. 
  2. We’ll make you a Part Exchange offer based on their valuations.
  3. This process is entirely free with no obligation to accept our offer or proceed with Part Exchange. 
  4. If you accept you could be moved into your new home within weeks.
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5 benefits of Part Exchange

  1. It’s faster – a ‘cash buyer’ means no chains, fewer viewings and a quicker move.
  2. Flexible timings – access your home for up to two weeks after completion.
  3. The finances add up – with no estate agent fees and £1,000 towards legal fees.
  4. It’s hassle-free – no need to redecorate to sell your home, saving you time and money.
  5. Free specialist removals – including decluttering, packing and unpacking.

Part Exchange is popular with our homeowners

Nearly 40% of our homeowners choose our Part Exchange scheme^, helping them move in an average of just 44 days.

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There’s more flexibility to move when you want to

While part exchanging your home speeds up the process, it also makes it easier to prepare for your move.  

  • With no chains, you can schedule the move to suit you
  • You can retain access to your previous home for up to two weeks after you’ve completed on your new apartment 
  • Removes the stress of having to move everything out of your old home and into your new one on the same day.

Terms and conditions apply

Ruth Landa Part Exchange
We were really grateful to be able to make use of McCarthy & Stone’s Part Exchange, which made the whole financial process stress-free and easy.
Ruth, Daughter of McCarthy & Stone Homeowner

Great value - and priceless peace of mind

Of course, you might get a better price for your property on the open market, but for many people, the benefits - less stress, the time savings and money saved in other areas, like on estate agents' fees and updating décor - outweigh this option.

Want to know more about Part Exchange? Call us on 0800 201 4811 today. Looking for an easier life in a beautiful retirement property? Search for a welcoming community now.

Choose your retirement living style

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Retirement Living

Easy independent living for people aged 60 and over. You’ll be looked after by a House Manager and enjoy shared amenities and a friendly community on the doorstep.

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Retirement Living Plus

Independence combined with flexible assisted living for people aged 70 and over. Benefits include a chef-run bistro and optional Lifestyle Services from laundry to pet-sitting.

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*McCarthy & Stone internal data. Based on completed Part Exchange transactions between 28th June 2024 and 25th June 2025, the average time between Sale Subject to Contract (SSTC) and legal completion was 44 days.

**Open market sale times can vary significantly depending on location, property type, market conditions and individual circumstances. Average of 216 days between going on the market and moving into a new home – Rightmove Data, July 2026.

^McCarthy & Stone internal data. Based on completions in the last financial year, 39% of homeowners used our Part Exchange service.

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