Planning approved
This desirable new retirement development offers a range of beautiful new homes in Westcroft, Milton Keynes. These retirement apartments are conveniently located in the centre of town, with plenty of amenities and beautiful parklands close by.
Low maintenance and sociable
Whether you choose a spacious one or two-bedroom retirement apartment, you’ll benefit from our intelligent design, high specification, and quality contemporary flourishes. This retirement community also offers on-site parking, a luxurious communal lounge to meet with friends and neighbours and a pretty shared garden to relax and socialise in.
Safe and secure
Intelligent security features are integral to our new retirement properties, including a 24-hour emergency call system, fire detection and door video entry. For additional peace of mind, our friendly Estates Manager is on hand to help with anything you need.
Plenty to do on the doorstep
Close by you’ll find bustling Westcroft District Centre retail park, which offers cafes, restaurants, and shops, including a Morrisons for all your essentials. Howe Park Woods is just a stone’s throw from our Westcroft retirement development, offering an idyllic place for scenic strolls and other outdoor activities. Westcroft, Milton Keynes itself is surrounded by beautiful green spaces with historic Bletchley Park just a few miles away and good road connections to Luton Airport. You can reach London by train in just over an hour.
Development Highlights
- Retirement Living, exclusive to the over 70s
- Close to stunning green spaces and woodlands
- Near to amenities including shops, cafes, supermarket, library, and Post Office
- Safe and secure with a 24/7 emergency call system and video door entry
- Beautiful landscaped gardens
- Easy access to Luton Airport
Key Features
- Estates Manager
- 24/7 call system
- Camera entry system
- Communal lounge
- Landscaped gardens
- Pets allowed
Occupancy options
- Communal area costs inc. electricity, heating and lighting
- Future maintenance fund
- Water and sewage (communal areas and apartments)
- Ground rent
- Maintenance of building and gardens
- Emergency call system
- Building insurance
- Active social calendar of events and exclusive discounts
- Dedicated on-site team
What's not included?
- Electricity, heating and lighting (apartments)
- Phone / broadband
- Council Tax
- TV licence / TV service
- Home and contents insurance
What is an Assured Tenancy?
Assured Tenancy means that you agree to rent the property for a minimum term of 12 months, but after that you can leave at any time as long as you give two months written notice. We can’t ask you to leave unless you have broken the terms of the agreement.
I want to rent. What checks do you carry out and what do I need to prepare?
We’ll ask you to complete a Rental Application Pack and an Income and Expenditure form to get the information we need to do standard background checks. You’ll be asked for proof of income, savings and/or pensions, along with copies of your last three months’ bank statements. You’ll be asked to provide identification documentation that complies with the latest Government Right to Rent regulations – our sales consultants will talk you through what you need.
Do I need to pay a reservation deposit?
Yes, you will need to pay a small refundable reservation deposit to reserve the property. You will also have to pay a security deposit equivalent to five weeks rent when you move in.
What do I have to pay before moving in?
Before you can move into your property, you will need to pay the first month’s rent together with your security deposit, minus the reservation deposit you’ve already paid.
The security deposit is equivalent to five weeks rent. Don’t worry, we’ll make sure you know the exact amount you need to pay in plenty of time.
McCarthy Stone is part of the Tenancy Deposit Scheme, membership number G10625. Download the Tenancy Deposit Scheme leaflet.
What date are rental payments due?
All rental payments are due on the 1st of each month and must be paid by direct debit. Your rent includes all of the development’s service charges, ground rents and property maintenance.
It’s an affordable approach to owning a stunning new retirement home:
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
What is Part buy, part rent?
A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811
How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.
Benefits include:
It’s an affordable approach to owning a stunning new retirement home
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
Is private shared ownership available at all McCarthy Stone developments?
No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.
What % of the property do I have to purchase?
70% is the standard option – there are options to increase this over time, known as staircasing.
What is staircasing and how does it work?
What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges and ground rent continue to be payable to McCarthy Stone.
Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a private shared ownership property?
You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
How much rent will I have to pay and how will that change over time with rent reviews?
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
About Retirement Living

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Living in Westcroft
There are a wide range of cafes, restaurants and shops at Westcroft, Milton Keynes, as well as great local amenities, including a library, post office, pharmacy and surgery which makes it ideal for retirement living. Close by you’ll find the popular public house, The Nut and Squirrel, perfect for a drink and traditional pub lunch.
Looking for retirement properties for sale in Milton Keynes or retirement homes to rent in Milton Keynes? Look no further than Westcroft. The town is located south-west of Milton Keynes close to the beautiful Howe Park Wood which has a café for coffees in the great outdoors. Milton Keynes itself offers a wide variety of cultural attractions, cinemas and theatres as well as restaurants and superb shopping. Within a short drive you’ll find yourself at Bletchley Park where you can enjoy the grounds and visit the museum to learn about the significant impact the site had during WWII.
For trips further afield, the direct trainline from Milton Keynes Central Station takes you into London in just over one hour. The ‘dreaming spires’ of Oxford and Luton Airport are also within easy reach.
- Conveniently situated close to these local amenities:
- Bus Stop
- Dentist
- Squirrel & Nut Pub
- Westcroft Shopping Centre
The retail park, Westcroft District Centre, which also has a Morrisons, is a 0.2 miles walk from Westcroft development. Howe Park Wood is located 0.2 miles away. Bletchley park is approx. 3.9 miles from Westcroft retirement development. Milton Keynes Central railway station is approx. 3.4 miles away from the development and offers regular direct trains to London.
Getting to Location
If you are using a Sat Nav system you may need the full address of this development. The postcode is newly created by Royal Mail and may not be accurate for some months.
Related Developments
Offers Too Good To Miss
Save £5,000 on a stunning new property
Register your interest for this development by 20th June 2022 and save £5,000 on any new property*.
This offer is only available for a limited time. To avoid missing out, please call 0800 201 4811 today to find out more.
*Terms and conditions and participating developments apply.
Smooth Move
Nobody expects moving home to be easy, but we’re here to help you every step of the way; from the moment you make a reservation, through to the day you move in. Our Smooth Move service ensures everything goes like clockwork, which includes helping with the cost*.
To find our more please call 0800 201 4811.
Useful Links
- COVID-19 response: our communities are consistently safer - find out why
- Retirement Living or Retirement Living PLUS? Which development type is right for you?
- Homeowner testimonials: what’s it really like to move into our developments?
- Creating communities: read more about our unrivalled properties, services and lifestyle
- Shopping made simple: discover our exclusive telephone-based supermarket delivery service
Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.