Halloween Competition Terms and Conditions

• The Promoter is McCarthy & Stone Retirement Lifestyles Limited of 100 Holdenhurst Road, Bournemouth, Dorset BH8 8AQ. 
• Entry is open to residents of the United Kingdom aged 18 or over, unless a different eligibility requirement is stated in the relevant competition post or campaign material. By entering this competition, a participant agrees to be bound by these terms and conditions. 
• The competition opens at 12:00pm (UK time) on 11th October 2026 and closes at 12:00am (UK time) on 31st October 2026.  Entries received before or after this period will not be accepted. 
• To enter, participants must: 
  (a) Comment on the competition post, sharing how they’re getting into the Halloween spirit. 
  (b) Like the Promoter’s post and follow the Promoters official social media account. 
  (c) For a bonus entry, share a photograph or video either in the comments or tagging the Promoter. 
  (d) No purchase is necessary. 
• Participants may submit one entry only plus a relevant bonus entry, unless stated otherwise in the relevant competition post or campaign material. 
• The Promoter reserves the right to reject any entry that is incomplete, illegible, unlawful, offensive, inappropriate, contains third-party intellectual property without permission, includes identifiable individuals without appropriate consent, breaches any social media platform rules, is submitted from a private or inaccessible account, or otherwise does not comply with these terms and conditions. 
• There will be one winner. The winner will receive an M&S pamper hamper worth £36 and an additional £50 M&S voucher. Each prize is non-transferable and non-refundable, and no cash alternative is available. 
• The prize may be subject to availability and any applicable third-party terms and conditions. The Promoter will not be responsible for any lost, stolen, damaged or expired voucher, gift card or prize after it has been issued, save where required by law. 
• All eligible entries will be reviewed by the Promoter. Entries will be assessed against criteria including creativity, relevance to the competition theme and visual appeal. 
• The winner will be selected by the Promoter from all eligible entries. The Promoter’s decision shall be final and no correspondence will be entered into. 
• The winner will be notified by direct message from the Promoter’s official social media account within 7 working days after the closing date. The Promoter will not contact winners from any other account or request payment or financial information. 
• If a winner does not respond to the Promoter’s notification within a reasonable period, or is unable to accept the prize, the Promoter reserves the right to select an alternative winner from the remaining eligible entries. 
• The winner may be announced on the Promoter’s website or social media channels, and the winning entry or entries may be shared on the Promoter’s social media channels, subject to the Promoter’s discretion and applicable data protection laws. 
• By submitting an entry, participants confirm that the entry is their own original work, that they own or have permission to submit any photograph, story, comment, name suggestion, image, video, text or other content included in the entry, and that they have obtained appropriate consent from any identifiable individual included or referred to in the entry. 
• By submitting an entry, participants grant the Promoter a non-exclusive, royalty-free right to use, reproduce, adapt and share the entry for the purposes of administering, judging and promoting the competition, including on the Promoter’s website and social media channels. 
• The Promoter may share entries on its social media channels during and after the competition to promote engagement and celebrate participant submissions. 
• The Promoter is not responsible for entries that are lost, delayed, misdirected, incomplete or cannot be submitted due to technical issues, account privacy settings, platform restrictions or any other reason beyond the Promoter’s reasonable control. 
• Personal data submitted or made available in connection with this competition, including participants’ names, social media handles, entry content, direct message details, postal addresses provided by winners and any data made available via the participant’s social media account, will be used only for the proper administration and promotion of the competition, including verifying entries, contacting winner, announcing or sharing winning entries and arranging delivery of the prizes. Postal addresses will be used only to deliver the prizes. 
• Personal data will be processed in accordance with the Promoter’s privacy and cookies policy, which explains how personal data is used, the legal basis for processing and participants’ rights under applicable data protection laws. The privacy and cookies policy is available at Privacy and cookie policies - McCarthy & Stone. 
• This competition is in no way sponsored, endorsed, administered by, or associated with Meta, Facebook, Instagram, TikTok, X or any other social media platform on which the competition is promoted, unless expressly stated otherwise. 
• These terms and conditions are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.