Lancaster Court consists of 40 stylish one and two-bedroom retirement homes, exclusive to the over 60s and conveniently located close to the centre of Cockermouth. These stunning retirement apartments are available for sale or rent and incorporate intelligent design, giving you gorgeous, yet practical living spaces. Almost all these light and spacious properties feature either a Juliette balcony or a patio.
Low maintenance and sociable
Socialising is high on the agenda in this retirement community. The development enjoys a contemporary and comfortable communal lounge and a luxurious guest suite for when people come to stay. What’s more the rooftop terrace offers a scenic views of an ancient castle and the stunning backdrop of the Cumbrian Fells, a perfect place to relax and chat with friends.
Safe and secure
Safety is a priority and the development benefits from hi-tech fire safety and security systems, including door video entry and 24-hour emergency call out. You’ll also enjoy the services of a friendly House Manger, who is on hand on weekdays to help with anything you need.
Plenty to do on the doorstep
This attractive retirement development is ideally located close to all the amenities that Cockermouth has to offer, including the beautiful River Derwent. There is a bus stop within easy reach which quickly takes you into the heart of Cockermouth where you’ll find a wealth of cafes, bars and eateries as well as your favourite high street stores and smaller independent shops.
Development Highlights
- A stunning rooftop terrace with castle views
- Elegant communal lounge to socialise in with friends and neighbours
- Ideally located in the beautiful market Town of Cockermouth
- Exclusively available for the over-60s
- A stone's throw away from local shops and amenities
- Camera entry and 24-hour emergency call system for added peace of mind
Key Features
- Roof terrace
- Pets allowed
- Near the countryside
- House Manager
- Guest suite
- Car parking
- 24/7 call system
- Communal lounge
- Mobility scooter room
Virtual Tours
See for yourself what Lancaster Court has to offer with virtual tours of our one bedroom apartment, two bedroom apartment, Guest Suite, Communal area and roof-top terrace. To get the best experience click the full screen icon with the four arrows below in the bottom left menu bar.
Interactive Site Plan
Our interactive site plan allows you to explore this retirement development. Click the tabs to view each floor, with G being the Ground Floor. You’ll see that one-bedroom retirement homes are shown in yellow and two-bedroom apartments are shown in purple. Any retirement property shown in red is already reserved, sold or rented out. When you click on an available property, you’ll be given information about the sale and/or rental prices (all rental prices include service charges and ground rent). You can then click on ‘view property’ to find out more.
Explore properties:
Great Homes for Sale and Rent
Occupancy options
The properties at this development are leasehold properties with a term of 999 years from and including 01/01/2020
* To be offset against your initial payment and fully refundable should your tenancy not proceed
- Communal area costs inc. electricity, heating and lighting
- Future maintenance fund
- Water and sewage (communal areas and apartments)
- Ground rent
- Maintenance of building and gardens
- Emergency call system
- Building insurance
- Active social calendar of events and exclusive discounts
- Dedicated on-site team
What's not included?
- Electricity, heating and lighting (apartments)
- Phone / broadband
- Council Tax
- TV licence / TV service
- Home and contents insurance
What is an Assured Tenancy?
Assured Tenancy means that you agree to rent the property for a minimum term of 12 months, but after that you can leave at any time as long as you give two months written notice. We can’t ask you to leave unless you have broken the terms of the agreement.
I want to rent. What checks do you carry out and what do I need to prepare?
We’ll ask you to complete a Rental Application Pack and an Income and Expenditure form to get the information we need to do standard background checks. You’ll be asked for proof of income, savings and/or pensions, along with copies of your last three months’ bank statements. You’ll be asked to provide identification documentation that complies with the latest Government Right to Rent regulations – our sales consultants will talk you through what you need.
Do I need to pay a reservation deposit?
Yes, you will need to pay a small refundable reservation deposit to reserve the property. You will also have to pay a security deposit equivalent to five weeks rent when you move in.
What do I have to pay before moving in?
Before you can move into your property, you will need to pay the first month’s rent together with your security deposit, minus the reservation deposit you’ve already paid.
The security deposit is equivalent to five weeks rent. Don’t worry, we’ll make sure you know the exact amount you need to pay in plenty of time.
McCarthy Stone is part of the Tenancy Deposit Scheme, membership number G10625. Download the Tenancy Deposit Scheme leaflet.
What date are rental payments due?
All rental payments are due on the 1st of each month and must be paid by direct debit. Your rent includes all of the development’s service charges, ground rents and property maintenance.
It’s an affordable approach to owning a stunning new retirement home:
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
What is Part buy, part rent?
A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811
How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.
Benefits include:
It’s an affordable approach to owning a stunning new retirement home
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
Is private shared ownership available at all McCarthy Stone developments?
No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.
What % of the property do I have to purchase?
70% is the standard option – there are options to increase this over time, known as staircasing.
What is staircasing and how does it work?
What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges and ground rent continue to be payable to McCarthy Stone.
Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a private shared ownership property?
You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
How much rent will I have to pay and how will that change over time with rent reviews?
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.

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Come and Visit Us
- 27 May12:00 - 15:00
JUBILEE CELEBRATION
Lancaster Court, Isel Road, Cockermouth, Cumbria, CA13 9GWJoin us in celebrating the Queen’s Platinum Jubilee at Lancaster Court on Friday 27th May from 12pm until 3pm.
Come along and enjoy a nibbles and drinks in our communal lounge, which will be decorated for the occasion.
Everyone is welcome - friends, family & children. Our friendly team will be there to join in the festivities and welcome you.
Call 0800 201 4811 to book your place today.
- 8 Jun13:30 - 16:30
RETIREMENT LIVING INFORMATION DAY
The Trout Hotel, 3 Crown Street, Cockermouth, CA13 0EJJoin us at the Retirement Living Information Day, hosted at The Trout Hotel on Wednesday 8th June from 1:30pm until 4:30pm.
McCarthy Stone Retirement Living blends the perfect mix of private, luxurious and low maintenance living with a friendly community just outside the front door.
Come along and enjoy a range of refreshments while you speak to our team of experts, who will be on hand to answer all your questions around Retirement Living with McCarthy Stone including offering information on our range of moving services and flexible purchasing options.
Spaces are limited, call 0800 201 4811 to book your place today.
Living in Cockermouth
One of the town's main landmarks is Cockermouth Castle - with its original 13th Century dungeons - open to the public during the town's July festival. There's also the beautifully preserved Wordsworth House - birthplace of the poet, William Wordsworth, which offers fascinating tours of the house and gardens. Cockermouth's ancient market square has been recently rejuvenated and now reflects the town's eclectic history in various examples of stonework and pavement art. The traders still gather on the first Saturday of every month.
Cockermouth has plenty of shops and supermarkets, along with a wide array of amenities and independent local traders. There's also a fine selection of artisan restaurants, tea-rooms and eateries, and many of the town's excellent traditional pubs serve beers produced by Cockermouth's own Jennings Brewery, who also provide on-site tours.
For fitness enthusiasts, Cockermouth has its own sports centre with two gymnasiums and a large swimming pool. Culture-seekers can enjoy a varied calendar of theatre, cinema, comedy and performing arts events held at the Kirkgate centre. The town hosts a number of annual festivals, including The Cockermouth Live music and arts festival in July and the Taste Cumbria Cockermouth food festival in September. Cockermouth has regular local bus services connecting to the towns of Workington, Penrith and Carlisle. The town of Keswick - at the heart of the Lake District - is a 20 minute drive away.
- Conveniently situated close to these local amenities:
- Barclay's
- Cottage Hospital Bus Stop
- Cockermouth Leisure Centre
- All Saints Church
From the development, there are a number of retail shops, cafés and supermarkets just 0.4 miles away.
If you like to stay active, Cockermouth Leisure Centre is within 0.2 miles and you can find walking opportunities organised by The Lake District Walker just 0.5 miles away.
Also, you are under 0.5 miles from Wordsworth House, a National Trust property.Getting to Location
If you are using a Sat Nav system you may need the full address of this development. The postcode is newly created by Royal Mail and may not be accurate for some months.
The Team at Lancaster Court

Offers Too Good To Miss
Spotlight Apartment – Apartment 35
Purchase Price - £304,999
Rental Price – £1,685 pcmReserve and legally complete on apartment 35 at Lancaster Court on or before 29th July 2022 and we’ll give you £5,000 off the list price – meaning you can snap up this wonderful apartment for as little as £299,999*#.
Property 35 is a beautiful two-bedroom apartment measuring 844 square feet, ideally located on the second floor boasting a North facing Juliet balcony.
The spacious living room is decorated in a natural colour which gives a bright and airy feel, the fitted kitchen comes complete with integrated appliances, and your washer dryer is conveniently located in a separate utility cupboard.
The master bedroom benefits from an en-suite shower room and walk in wardrobe fitted with hanging space and shelving units. The large second bedroom could be used as an ideal space for guests or quiet study room, the choice is yours.
Finally, the shower room is complete with a low profile shower tray and slip resistant flooring, a chrome towel radiator and an illuminating mirror.
This fantastic apartment is ready to move into today with fitted flooring, window coverings and light fittings throughout. Don’t miss out call 0800 201 4811 to book your exclusive viewing today.
*Ts&Cs apply. See mccarthyandstone.co.uk/aotm5k for full details. #Subject to availability.
Exclusive Rental – Apartment 30
Rental Price - £1,500 pcm (inclusive of Service Charge)
Property 30 is a beautiful one-bedroom apartment measuring 610 square feet, ideally located on the second floor boasting a West facing Juliet balcony.
The spacious living room is decorated in a natural colour which gives a bright and airy feel, the fitted kitchen comes complete with integrated appliances.
The bedroom benefits form a walk in wardrobe fitted with hanging space and shelving units. Finally, the shower room is complete with slip resistant flooring, chrome towel radiator and an illuminating mirror.
This fantastic apartment is ready to move into today with fitted flooring throughout and an allocated private parking space. Don’t miss out call 0800 201 4811 to book your exclusive viewing today.
WIN A £20,000 JOHN LEWIS HOME MAKEOVER!
Reserve a McCarthy Stone retirement apartment by 31st July 2022, for the chance to win a £20,000 makeover* with the John Lewis Home team. As well as this incredible top prize, everyone that reserves by 31st July 2022 will receive a £500 John Lewis Gift Card*. But that’s not all! If you book a guided tour of our developments by 31st July 2022 you’ll receive a £20 John Lewis Gift Card* as a thank you.
We can help reduce the hassle of selling your current property
Moving home no longer has to be a daunting experience or take forever. If your current property qualifies for Part Exchange*, you’ll effectively have a cash buyer. So you’ll avoid all the usual uncertainty and frustration.
To find our more please call 0800 201 4811.
Smooth Move
Nobody expects moving home to be easy, but we’re here to help you every step of the way; from the moment you make a reservation, through to the day you move in. Our Smooth Move service ensures everything goes like clockwork, which includes helping with the cost*.
To find our more please call 0800 201 4811.
Find your happy place with our fantastic rental offer
One month's rent free
If you would prefer to rent, we can either offer you one month's rent free or free removals* on selected properties. *Ts&Cs apply.
To find our more please call 0800 201 4811.

Looking for pre-loved?
Browse our range of beautiful pre-owned retirement properties
Resales near CumbriaUseful Links
- COVID-19 response: our communities are consistently safer - find out why
- Retirement Living or Retirement Living PLUS? Which development type is right for you?
- Homeowner testimonials: what’s it really like to move into our developments?
- Creating communities: read more about our unrivalled properties, services and lifestyle
- Shopping made simple: discover our exclusive telephone-based supermarket delivery service
Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.