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CHAPTER 9


isolated and lonely, but surely the clearing of a house and its accumulated memories is best tackled when younger and more vigorous. The move to a smaller, more easily run and more convenient home may then release funds which can then be distributed to loved ones -- giving with warm hands indeed -- but only once all the risks have been assessed and financial advice obtained. Many older people who do eventually downsize, with the benefits it brings, express only one simple wish -- that they had done so ten years earlier.


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