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CHAPTER 6


CHAPTER 6


How to have a richer retirement


Rosie Murray-West is a journalist specialising in personal finances. She was Deputy Editor of the Money pages on the Daily Telegraph and Sunday Telegraph, and was awarded Consumer Journalist of the Year 2013 by Headline Money.


Most people find they have less money to live on when they retire, but that doesn’t have to mean living in poverty. Rosie Murray-West helps you make the most of your pension and any benefits.


Over the fourteen years that I worked as a money journalist at the Daily Telegraph and Sunday Telegraph, the issue of managing income during retirement was always a hot topic. I received many letters from people who were either approaching retirement or had already stopped work. Some of them were disappointed by the performance of the investments they had made for later life while others simply wanted to make the most of their assets. Whether you plan to stop working completely or wind down your


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