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CHAPTER 2


So what should we all do?


1. Face your fears and deal with the bad stuff first. Amongst the most common anxieties are lack of money, poor health and loneliness, but with perhaps 30-40 years of active life ahead, a future without a positive outcome is immensely depressing.


2. Be realistic. The dreams of retirement conjured up by the marketeers will not happen for most of us, but the gift of good health can provide the basis of a satisfying later life. It won’t be retirement in the old way, but a potentially more varied way of living, with a different balance of work, leisure and learning. This may require compromise, but coming to terms with it before you actually stop work or become a ‘pensioner’ is essential if you are to shape how you want your life to be.


11


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