1 The following Ts and Cs apply to all prize draws and giveaways that appear in Life & Living magazine.

2 The closing date is 16 November 2013 unless specified otherwise.

3 No purchase necessary.

4 Only one entry per person.

5 There are no cash alternative(s) unless stated otherwise.

6 Prizes are non-refundable and non-transferable.

7 Winner(s) will be picked at random from all valid entries after the closing date by an independent judging body. The judges’ decision is final and no correspondence will be entered into.

8 All elements of the prize(s) are subject to availability.

9 Prize draws and giveaways are open to all UK residents except employees and families of the promoter(s), The River Group, and any third parties or anyone professionally associated with the promotion.

10 Entrants must be aged 18 or over.

11 Entries received after the closing date cannot be considered.

12 The winner(s) will receive their prize(s) or notification of their prize(s) within 28 days of the closing date, unless otherwise stated. River cannot be held responsible for any postal delays.

13 Promoters reserve the right to offer an equivalent prize or prize of a higher value due to the subject of availability of all prizes and giveaways.

14 By entering any Life & Living giveaways, you agree to have your name and details published either online or in a future issue of Life & Living.

15 Details of winners can be found by sending a SAE to (Name of Giveaway), The River Group, 1, Neal Street, London WC2H 9QL by 30 November 2013.

16 Goods offered through the magazine will be delivered within 28 days.

17 When you take up an offer featured in the magazine, the contract is with the supplier and not with McCarthy & Stone or The River Group. PROMOTERS : www.ultraDE X.co.uk, www.50upsingles.co.uk, www.mombooks.com, www.bio-kult.com

*DATA PROTE CTION McCarthy & Stone or The Promoters may contact you from time to time with details of offers via email. When entering by post, please state 'NO OFFERS ' if you do not wish to be contacted. If you enter via text or phone your details are used only to administrate the prize draw. PHONE /TE XT SERVI CE PROVIDER : Spoke 0870 487 4870