Typical kitchen

Typical lounge

Typical master bedroom

Typical bedroom 2

Typical shower room

Typical WC

Shared Ownership

(50% example share/50% rent) £127,500/£293 pcm
(75% example share/no rent) £191,250

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Freephone:

0800 201 4811

Apartment 49 is a beautiful two bedroom, first floor apartment measuring over 729 sq ft. The spacious lounge features a Juliet balcony with open plan kitchen complete with integrated appliances. There are two good size bedrooms, the master includes a fabulous walk in wardrobe with a range of shelving and hanging rails, also a shower room with easy access and an additional WC.

Floorplan

Total size: 729.6 Sq Ft

Shared Ownership

Example share	Purchase price	Rent price
50%	£127,500	£293 pcm
75%	£191,250	No Rent

This property is available to purchase via the Homes England Older Persons’ Shared Ownership scheme. Tailored to your individual circumstance, Shared Ownership allows you to buy part of your home and pay rent on the rest, so you can enjoy the benefits of the lifestyle and retain home ownership. It also allows you to manage your finances for possible future needs.
Please speak to our dedicated Sales Consultant to find out more.

Whitaker Grange Property 49 - Shared Ownership Key Information

Energy Performance Certificate (EPC)

Energy Performance Rating

The graph shows the current energy efficiency of your home. The higher the rating the lower your fuel bills are likely to be. Dwellings in England and in Wales have a median energy efficiency rating in band D, with scores of 68 and 66, respectively. The EPC rating shown here is based on standard assumptions about occupancy and energy use and may not reflect how energy is consumed by individual occupants.

Features

A modern living space

Occupancy options

Found a property that takes your fancy? Find out more about the practical details including information on service charge and FAQS.

This is a leasehold property with a term of 990 years

New build - Council tax band to be determined

You can buy part of your home and pay rent on the rest, so you can move in and enjoy the benefits of the McCarthy Stone lifestyle without committing to outright purchase. The Shared Ownership scheme is run in conjunction with Homes England, our government approved partner.

Electricity, heating and lighting (communal areas)
Water and sewage (communal areas and apartments)
Professional fees
Maintenance of building and gardens
Emergency call system
Building insurance
Income to guest suites and sundry income
Development staff
Future maintenance fund
Restaurant
Domestic assistance

What's not included?

Electricity, heating and lighting (apartments)
Home and contents insurance
Council Tax
Phone / broadband
TV licence / TV service

2 Bedroom Apartment

Service Charge *

£270.15

* Reviewed annually

You can enjoy the McCarthy Stone lifestyle without paying the full purchase price.
Buying a percentage share of the property allows you to manage your finances to cater for possible future needs.
If you buy 75% of the value of the property, there is no rent to pay on the outstanding share.
If you buy 50% of the value of the property, you will pay rent on the outstanding share.
You could claim up to £500 a year to help with essential repairs in the first 10 years.

With this scheme, you can purchase up to 75% of the value of your property – and if you own 75%, you won’t pay any rent on the outstanding 25% share. It provides a more affordable way to buy one of our retirement properties.

Shared Ownership is when you buy part of your property and rent the rest. It enables customers to enjoy a McCarthy Stone property without committing to purchase 100% of the property value. Homes England is the government approved provider of Shared Ownership schemes which enables us to deliver the ownership option. They regulate rental charges and fees applicable to the homes within this scheme.

No, Shared Ownership is available at selected developments and exclusions do apply. Speak to a Sales Consultant to find out more.

McCarthy & Stone (Shared Ownership) Limited will become your landlord on the share you don’t buy.

Before entering into the Shared Ownership agreement, we recommend that you obtain independent financial advice so you know what your new home will cost and that you can afford it.

If you take up our Shared Ownership offer, we require you to have a financial assessment with an Independent Advisor to make sure you can afford the ongoing costs both today and if your circumstances change. We will put you in contact with an advisor who has experience of Shared Ownership schemes and can assess your eligibility.

You should plan for some one-off costs associated with your purchase, including, but not limited to the following:

• Reservation deposit (which is deducted from your final purchase)

• Solicitors Fees and disbursements

• Stamp Duty Land Tax (SDLT) in England.

Your solicitor will be able to tell you if the tax applies and how much it will be

• Estate Agent fees if selling a current property

Car Parking spaces are available at some developments. Please ask the Sales Consultant for more details.

This covers items in the home that supply water and electricity such as basins, baths, toilets and also cables, but not fixtures, or appliances such as ovens or washing machines. Pipes and drainage items for heating and hot water are also included.

Property 49

Whitaker Grange - Property 49

Floorplan

Shared Ownership

Energy Performance Certificate (EPC)

Energy Performance Rating

A modern living space

Occupancy options

What's not included?

What is Shared Ownership and who are Homes England?

Is Shared Ownership available at all your locations?

Who will own the share of the property I don’t buy?

Do I need financial advice?

Will a financial review be needed?

What will it cost upfront?

Can I purchase a parking space?

What does the £500 essential repairs include?

Property 49

Whitaker Grange - Property 49

Floorplan

Shared Ownership

Energy Performance Certificate (EPC)

Energy Performance Rating

A modern living space

Occupancy options

Shared Ownership

What's included in the weekly service charge?

What's not included?

How much is the weekly service charge? (estimate based on the annual service charge)

Benefits

How does it work?

FAQs

What is Shared Ownership and who are Homes England?

Is Shared Ownership available at all your locations?

Who will own the share of the property I don’t buy?

Do I need financial advice?

Will a financial review be needed?

What will it cost upfront?

Can I purchase a parking space?

What does the £500 essential repairs include?

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