Skip to main content
0800 201 4811
0800 201 4811
Start your search now:
Quick links
Trustpilot

Newcastle-under-Lyme

Merrial Street, Newcastle-under-Lyme, Staffordshire, ST5 2AD
0800 201 4811
Top Brochure Brochure Enquiry Enquiry
Development overview About our properties Our community Events & offers
a brick building with a few people sitting outside
An artist’s impression of Newcastle-under-Lyme
a large room with a large mirror
Typical entrance lobby
a living room with a couch and a coffee table
Typical living room (1 bedroom apartment)

Nobody expects moving home to be easy, but we’re here to help you every step of the way; from the moment you make a reservation, through to the day you move in. Our Easy Move service ensures everything goes like clockwork, which includes helping with the cost*.

To find out more please call 0800 201 4811.

*T&Cs apply

Occupancy options

Found a property that takes your fancy? Find out more about the practical details including information on service charge and FAQS.

You can buy part of your home and pay rent on the rest, so you can move in and enjoy the benefits of the McCarthy Stone lifestyle without committing to outright purchase. The Shared Ownership scheme is run in conjunction with Homes England, our government approved partner.

  • You can enjoy the McCarthy Stone lifestyle without paying the full purchase price.
  • Buying a percentage share of the property allows you to manage your finances to cater for possible future needs.
  • If you buy 75% of the value of the property, there is no rent to pay on the outstanding share. 
  • You could claim up to £500 a year to help with essential repairs in the first 10 years.

With this scheme, you can purchase up to 75% of the value of your property – and if you own 75%, you won’t pay any rent on the outstanding 25% share. It provides a more affordable way to buy one of our retirement properties.

McCarthy Stone’s Older Persons Shared Ownership is run in partnership with Homes England and is ideal for those who want to enjoy the McCarthy Stone lifestyle without paying the full purchase price. OPSO means you can purchase a share of 75% or 50% of the overall property value.

  • If you choose to buy 75% of the property, you won’t have to pay rent on the outstanding share.
  • If you buy a 50% share you’ll pay an affordable monthly rent on the remaining 50%. It is only available on select properties. 

To qualify for Older Person’s Shared Ownership, you need to be 55 or older. Additionally, there will be age criteria for the McCarthy Stone retirement development you want to buy in (usually over 60 for for Retirement Living and over 70 for Retirement Living PLUS). Apart from that, the main criteria is that you must own only one property and have a household income of less than £80,000 (£90,000 in London).

Find out more about Older Persons Shared Ownership

No. We offer a wide selection of Older Persons Shared Ownership properties across England. However, not every McCarthy Stone development offers Older Persons Shared Ownership and not all properties at every development are eligible. If you want to know whether a specific development has Shared Ownership available you can message us online or call our friendly Sales Consultants on 0800 201 4811. 

McCarthy & Stone (Shared Ownership) Limited will become your landlord on the share you don't own.

Before entering into an Older Persons Shared Ownership agreement we recommend that you obtain independent financial advice so you know what your new home will cost and that you can afford it.

If you'd like to take up our Shared Ownership offer, we require you to have a financial assessment with an Independent Advisor. This is to make sure you can afford the ongoing costs now and if your circumstances change. We will put you in contact with an advisor who has experience of Shared Ownership schemes and can assess your eligibility.

You should plan for some one-off costs associated with your purchase, including, but not limited to the following:

• Reservation deposit (which is deducted from your final purchase)

• Solicitors Fees and disbursements

• Stamp Duty Land Tax (SDLT) in England.

Your solicitor will be able to tell you if the tax applies and how much it will be

• Estate Agent fees if selling a current property

 
 

On-site car parking and disabled parking for homeowners and guests is usually available but varies depending on the individual retirement village or development.

Any questions about parking? Call 0800 201 4811 or contact us online.

With Older Persons Shared Ownership you are eligible to claim up to £500 a year to help with essential repairs for ten years. This covers items in the home that supply water and electricity such as basins, baths, toilets and also cables, but not fixtures, or appliances such as ovens or washing machines. Pipes and drainage items for heating and hot water are also included. Find out more about Older Persons Shared Ownership.

 

How much is the service charge?

We're still calculating the service charge for this development. Sign up for updates and we'll let you know as soon as we can.

We don't make a penny from our service charges

Your service charge covers the services and amenities you enjoy at this development for a safe, comfortable, sociable and happy retirement. It includes things like wages for your on-site team, security systems and keeping communal spaces and gardens spick and span—and it’s all provided at cost price.

augustus house retirement properties for sale rent

What is included in the service charge

  • Electricity, heating and lighting (communal areas)
  • Water and sewage (communal areas and apartments)
  • Maintenance of building and gardens
  • Building insurance
  • Development staff
  • Redecoration and major works fund
  • Professional fees
  • Emergency call system

Key features of our retirement properties

a bed with a basket of food

Contemporary spaces

With stylish fitted kitchens, bright spacious living rooms and attractive modern bathrooms.

a bathroom with a glass shower

Ergonomic design

Our properties are packed with clever, and subtle, design features to make life easier as we age. 

a living room with a couch and a table

Safety and security

Including 24-hour emergency call out, fire detection and intruder alerts on ground floor apartments.

a couch with a colorful pillow

Energy efficient

Well-insulated and warm so you can stay cosy whatever the weather and save on bills too. 

Frequently asked questions

Find out more with our FAQs. Still got a question? Call our friendly team on 0800 201 4811 or get in touch online.

McCarthy Stone’s Older Persons Shared Ownership (OPSO) is run in partnership with Homes England and is ideal for those who want to enjoy the McCarthy Stone lifestyle without paying the full purchase price. OPSO means you can purchase a share of 75% or 50% of the overall property value.

  • If you choose to buy 75% of the property, you won’t have to pay rent on the outstanding share.
  • If you buy a 50% share you’ll pay an affordable monthly rent on the remaining 50%. It is only available on select properties. 

To qualify for Older Person’s Shared Ownership, you need to be 55 or older. Additionally, there will be age criteria for the McCarthy Stone retirement development you want to buy in (usually over 60 for for Retirement Living and over 70 for Retirement Living PLUS). Apart from that, the main criteria is that you must own only one property and have a household income of less than £80,000 (£90,000 in London).

Find out more about Older Persons Shared Ownership

From virtual tours to welcoming events and open days, the chance to talk to homeowners, personalised visits – or even overnight stays, our friendly sales team will walk you through all the viewing options available. Simply call us today on 0800 201 4811 to get started or alternatively book a visit or event online through your chosen retirement housing development page.

Service charges cover the day-to-day costs of management and maintenance within our retirement developments, such as the heating and cleaning of communal areas, buildings insurance and redecoration. They are tightly regulated by national legislation and must relate to the management services provided within the development, not to construction or repair costs. Our service charges are ‘pass through’ costs which we do not mark up in any way. They are the costs of running your development.

Our service charge varies from development to development reflecting their different sizes and facilities, but they are calculated in the same way across the country.

Costs in Retirement Living PLUS developments are higher than in Retirement Living developments to reflect the increased staffing costs, the provision of care and lifestyle support packages, and the table-service restaurants/bistros provided on-site.

Call 0800 201 4811 or contact us online to find out more about our service charges.

If you'd like to take up our Shared Ownership offer, we require you to have a financial assessment with an Independent Advisor. This is to make sure you can afford the ongoing costs now and if your circumstances change. We will put you in contact with an advisor who has experience of Shared Ownership schemes and can assess your eligibility.

Yes! At McCarthy Stone, we understand that pets are an important part of the family. That’s why our pet-friendly policy lets you bring your furry companion with you to the majority of our retirement properties including Shared Ownership homes.

Find out more about Older Persons Shared Ownership.

View all our FAQs
a kitchen with white cabinets

Looking for pre-loved?

Browse our range of beautiful pre-owned retirement properties

Resales near Newcastle-under-Lyme

Continue exploring Newcastle-under-Lyme

Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.