There is just one stunning one-bedroom apartment available in this attractive and sociable retirement development in beautiful Bedford. The development offers landscaped gardens and a luxurious communal lounge and is exclusive to the over 60s. Miller Place is well situated with a pharmacy, community centre, Post Office, butcher, delicatessen and church all within walking distance. You’ll find a choice of large supermarkets less than a mile away and Bedford town centre is less than two miles away.
Spacious, light, and contemporary, all McCarthy Stone retirement properties are designed to be a pleasure to live in, with high spec, high quality fixtures and fittings throughout. The lovely shared garden is ideal for soaking up the sunshine with a gin and tonic during the warmer months and the communal lounge offers a sociable spot for coffee with friends. There’s also a hotel-style guest suite for when people come to stay.
You’ll benefit from the peace of mind of a welcoming House Manager onsite during office hours, as well as integrated safety features like a 24-hour emergency call out system, fire detection and a video camera entry system.
All McCarthy Stone retirement apartments in Bedford are close to attractions and amenities. Although small, Bedford is diverse and cosmopolitan and offers plenty of things to do, whether you are into sports, culture, history, eating out or shopping. As well as an idyllic riverside setting on the banks of the River Great Ouse, Bedford also offers first-class green spaces like Bowfield Park, Bedford Park and Goldington Green Park. With the added attractions of Cambridge, Oxford and London on the doorstep, Bedford is a fantastic option for retirement living.
Development Highlights
- Property for sale in Bedford
- One-bedroom retirement apartment
- Easy access to the town centre
- Close to amenities including shops, cafes and restaurants
Key Features
- Communal lounge
- Function Room
- Guest suite
- Landscaped gardens
- Pets allowed
- 24/7 call system
Explore properties:
Occupancy options
The properties at this development are leasehold properties with a term of 999 years from and including 01/01/2018
* To be offset against your initial payment and fully refundable should your tenancy not proceed
- Communal area costs inc. electricity, heating and lighting
- Future maintenance fund
- Water and sewage (communal areas and apartments)
- Ground rent
- Maintenance of building and gardens
- Emergency call system
- Building insurance
- Active social calendar of events and exclusive discounts
- Dedicated on-site team
What's not included?
- Electricity, heating and lighting (apartments)
- Phone / broadband
- Council Tax
- TV licence / TV service
- Home and contents insurance
What is an Assured Tenancy?
Assured Tenancy means that you agree to rent the property for a minimum term of 12 months, but after that you can leave at any time as long as you give two months written notice. We can’t ask you to leave unless you have broken the terms of the agreement.
I want to rent. What checks do you carry out and what do I need to prepare?
We’ll ask you to complete a Rental Application Pack and an Income and Expenditure form to get the information we need to do standard background checks. You’ll be asked for proof of income, savings and/or pensions, along with copies of your last three months’ bank statements. You’ll be asked to provide identification documentation that complies with the latest Government Right to Rent regulations – our sales consultants will talk you through what you need.
Do I need to pay a reservation deposit?
Yes, you will need to pay a small refundable reservation deposit to reserve the property. You will also have to pay a security deposit equivalent to five weeks rent when you move in.
What do I have to pay before moving in?
Before you can move into your property, you will need to pay the first month’s rent together with your security deposit, minus the reservation deposit you’ve already paid.
The security deposit is equivalent to five weeks rent. Don’t worry, we’ll make sure you know the exact amount you need to pay in plenty of time.
McCarthy Stone is part of the Tenancy Deposit Scheme, membership number G10625. Download the Tenancy Deposit Scheme leaflet.
What date are rental payments due?
All rental payments are due on the 1st of each month and must be paid by direct debit. Your rent includes all of the development’s service charges, ground rents and property maintenance.
It’s an affordable approach to owning a stunning new retirement home:
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
What is Part buy, part rent?
A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811
How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.
Benefits include:
It’s an affordable approach to owning a stunning new retirement home
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
Is private shared ownership available at all McCarthy Stone developments?
No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.
What % of the property do I have to purchase?
70% is the standard option – there are options to increase this over time, known as staircasing.
What is staircasing and how does it work?
What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges and ground rent continue to be payable to McCarthy Stone.
Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a private shared ownership property?
You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
How much rent will I have to pay and how will that change over time with rent reviews?
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.

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Living in Bedford
Foodies will love Bedford’s Charter Market and the variety of places to eat in Bedford which offer global cuisine alongside traditional fare, and there are plenty of scenic walks by the River Great Ouse and around the Saxon Bedford Castle Mound and Embankment Gardens to work off the calories too.
If you are in search of culture try the Southbank Arts Centre, the Higgens Bedford or the Panacea Museum. The Bedford Corn Exchange offers theatre, music and comedy or try the new Quarry Theatre for innovative productions. Festivals are popular and frequent, for example, the Taste food festival, or there’s the town’s very own Edinburgh-style Fringe, Bedfringe, and the huge biannual Bedford River Festival.
If you are looking for retirement homes in Bedford, it’s good to know 83% of McCarthy Stone homeowners experience a sense of community in their retirement property.
Bedford offers easy access to the famous cities of London, Cambridge and Oxford and is within a thirty minute drive to Milton Keynes with its impressive modern shopping centres, ski centre and the famous Bletchley Park.
But Bedford is also surrounded by quaint villages that are perfect for relaxing days out. Bromham has spectacular bridges, a working 17th century mill and an annual festival, Bromham Mill Apple Day. Or visit the Domesday village of Stevington and see Kathy Brown’s gardens or the pretty Tudor village of Elstow with its abbey and the Moot Hall Museum.
Getting to Location
If you are using a Sat Nav system you may need the full address of this development. The postcode is newly created by Royal Mail and may not be accurate for some months.
The Team at Miller Place

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Smooth Move
Nobody expects moving home to be easy, but we’re here to help you every step of the way; from the moment you make a reservation, through to the day you move in. Our Smooth Move service ensures everything goes like clockwork, which includes helping with the cost*.
To find our more please call 0800 201 4811.
Useful Links
- COVID-19 response: our communities are consistently safer - find out why
- Retirement Living or Retirement Living PLUS? Which development type is right for you?
- Homeowner testimonials: what’s it really like to move into our developments?
- Creating communities: read more about our unrivalled properties, services and lifestyle
- Shopping made simple: discover our exclusive telephone-based supermarket delivery service
Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.