How does a retirement spent exploring the Lake District National Park sound? This attractive new Retirement Living development in Kendal is exclusive to the over 60s and will offer 33 one-bedroom and 22 two-bedroom spacious retirement apartments for sale or for rent. Famous for the energy giving Kendal Mint Cake, Kendal town is the ideal access point to the spectacular glacial landscapes and rich in its own history, with sights including Kendal Castle.
Kendal retirement community
This will be a McCarthy Stone Retirement Living development, offering retirement homes to the over 60s. The retirement development is designed to encourage a community feeling to flourish, while also allowing you to enjoy the complete privacy of your own retirement apartment. Next to Kendal Cricket Club, it will be designed to maximise the views of the pitch from the terrace and upper lounge.
The retirement development will boast a lovely, shared garden to relax and socialise in and a chic communal lounge to meet with friends and neighbours. It will also offer a well-appointed hotel-style guest suite for when people come to stay.
Safe and secure
Your retirement apartment will be ergonomically designed to ensure it is a joy to live in, while the latest safety and security features are integral. As well as the reassurance of a manager onsite in office hours, you’ll benefit from a 24-hour emergency call system, fire detection and video door entry.
Things to do in Kendal, Cumbria
We all associate Kendal with the great outdoors, but while there are some truly wonderful Kendal walks for all abilities to enjoy– and an annual Kendal Walking Festival every May, there are plenty of more relaxing ways to enjoy the town from shopping to museums and history trails. Kendal is packed full of creative and artisanal eateries and micro-producers, making a delightful spot for foodies – and there are plenty of independent pubs and bars too, including the oldest inn in town, Ye Olde Fleece Inn, which often puts on events from pop up cinemas to comedy nights.
Development Highlights
- Gateway to the Lake District
- Elegant one-bedroom and two-bedroom retirement apartments
- Retirement Living, exclusive to the over 60s
- Close to Kendal town centre
- House Manager to run the development
- Safe and secure with a 24/7 emergency call system and camera entry system
Key Features
- Communal lounge
- Landscaped gardens
- Guest parking
- Guest suite
- Lifts to all floors
- Lounge Wi-Fi access
Explore properties:
Occupancy options
- Communal area costs inc. electricity, heating and lighting
- Future maintenance fund
- Water and sewage (communal areas and apartments)
- Ground rent
- Maintenance of building and gardens
- Emergency call system
- Building insurance
- Active social calendar of events and exclusive discounts
- Dedicated on-site team
What's not included?
- Electricity, heating and lighting (apartments)
- Phone / broadband
- Council Tax
- TV licence / TV service
- Home and contents insurance
What is an Assured Tenancy?
Assured Tenancy means that you agree to rent the property for a minimum term of 12 months, but after that you can leave at any time as long as you give two months written notice. We can’t ask you to leave unless you have broken the terms of the agreement.
I want to rent. What checks do you carry out and what do I need to prepare?
We’ll ask you to complete a Rental Application Pack and an Income and Expenditure form to get the information we need to do standard background checks. You’ll be asked for proof of income, savings and/or pensions, along with copies of your last three months’ bank statements. You’ll be asked to provide identification documentation that complies with the latest Government Right to Rent regulations – our sales consultants will talk you through what you need.
Do I need to pay a reservation deposit?
Yes, you will need to pay a small refundable reservation deposit to reserve the property. You will also have to pay a security deposit equivalent to five weeks rent when you move in.
What do I have to pay before moving in?
Before you can move into your property, you will need to pay the first month’s rent together with your security deposit, minus the reservation deposit you’ve already paid.
The security deposit is equivalent to five weeks rent. Don’t worry, we’ll make sure you know the exact amount you need to pay in plenty of time.
McCarthy Stone is part of the Tenancy Deposit Scheme, membership number G10625. Download the Tenancy Deposit Scheme leaflet.
What date are rental payments due?
All rental payments are due on the 1st of each month and must be paid by direct debit. Your rent includes all of the development’s service charges, ground rents and property maintenance.
It’s an affordable approach to owning a stunning new retirement home:
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013 and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
What is Part buy, part rent?
A flexible, affordable alternative to outright purchase, with all the benefits of ownership. For more information call: 0800 201 4811
How it works
You purchase a minimum 50% share in a brand new McCarthy Stone retirement property and pay rent on the part you don’t own.
Benefits include:
It’s an affordable approach to owning a stunning new retirement home
- You may be able to access cash tied up in your existing property (known as ‘equity release’)
- You can choose to buy a bigger percentage of the property in the future – this reduces the rent you pay
- If you want, we can buy your existing property as a part exchange
- You’ll be eligible for our free Smooth Move removal service, plus a contribution to legal and estate agent fees
Is private shared ownership available at all McCarthy Stone developments?
No. This offer is available at selected McCarthy Stone developments, so make sure you check with the sales team on site.
What % of the property do I have to purchase?
70% is the standard option – there are options to increase this over time, known as staircasing.
What is staircasing and how does it work?
What further costs and fees are involved You can purchase further 10% increments, based on valuation at that point. You can staircase to 100% at which point the property would be wholly owned. You would stop paying rent, but service charges and ground rent continue to be payable to McCarthy Stone.
Each time you staircase you need to plan for additional costs such as valuation fee, legal expenses, SDLT*/LTT** if applicable.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
Do I pay Stamp Duty Land Tax (SDLT) or Land Transaction Tax (LTT) on a private shared ownership property?
You will need to pay SDLT*/LTT** on a private shared ownership property, but you may have less to pay than if you had purchased outright. You should seek advice from your solicitor to confirm how much SDLT you have to pay.
*Stamp Duty Land Tax **Land Transaction Tax (LTT) has replaced SDLT in Wales from April 2018
How much rent will I have to pay and how will that change over time with rent reviews?
The rent is set at the point of purchase. Annual rent review on the date specified in your lease will be indexed to movements in the Retail Price Index (RPI) subject to a minimum 0.5%. RPI has been in the range c.1-4% since 2013, and was 3.3% in March 2018. 3.3% is equivalent to an extra £1.98 per week for typical rent of £60 per week.
About Retirement Living

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Retirement living in Kendal, Lake District
The market town of Kendal, the third largest town in Cumbria, is on the edge of the UNESCO World Heritage Lake District National Park. It is seen as the Southern gateway to this unique and beautiful landscape which has 16 lakes and over 200 fells.
Kendal is just 8 miles from the area’s largest and most famous lake, Lake Windermere (from Kendal train station the journey takes just 15 minutes) and is an ideal base to explore the whole region, which boasts the likes of Coniston Water, the inspiration for Arthur Ransome’s Swallows and Amazons; Esthwaite Water which inspired Beatrix Potter and Ullswater which is surrounded by the breath-taking Helvellyn mountain range.
If you crave coastline then the Furness peninsula offers scenic beaches and wildlife walks, as well as access to the fascinating, yet tiny, Piel Island, which boasts a historic fort and a living, breathing king!
Getting to Location
If you are using a Sat Nav system you may need the full address of this development. The postcode may be newly created by Royal Mail and may not be accurate for some months.

“The gardens here are the most beautiful I've ever seen, and I get to enjoy them without the worry of having to maintain them myself. It is just such an easy way of life and I would absolutely recommend downsizing to a development such as this.”
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Offers Too Good To Miss
We can help reduce the hassle of selling your current property
Moving home no longer has to be a daunting experience or take forever. If your current property qualifies for Part Exchange*, you’ll effectively have a cash buyer. So you’ll avoid all the usual uncertainty and frustration.
To find our more please call 0800 201 4811.
Useful Links
- COVID-19 response: our communities are consistently safer - find out why
- Retirement Living or Retirement Living PLUS? Which development type is right for you?
- Homeowner testimonials: what’s it really like to move into our developments?
- Creating communities: read more about our unrivalled properties, services and lifestyle
- Shopping made simple: discover our exclusive telephone-based supermarket delivery service
Please note that images are for illustrative purposes only. Images may include upgrades and optional extras which may be available for you to purchase at an additional cost. Please click here for further explanations. Floor plans and pricing are accurate at time of publication. Floor plans are for guidance purposes only and are subject to change. Prices may fluctuate depending on market conditions and availability.