Call us now on

0800 201 4811

McCarthy & Stone Simplify Retirement Living With New Options

Gina Narramore

Gina Narramore



McCarthy & Stone have introduced a new range of rental and buying choices that can make retirement living even more accessible.

With retirement can come big life changes and exciting prospects. You have the freedom to explore new places, activities and hobbies, and for many people, retirement means relocating or moving into a new home that’s better suited to your needs and your chosen lifestyle. 

As experts in this field, we bring over 40 years of experience to the table to create yet another step to help people realise their best retirement. Here, we unveil a new range of buying options (including flexible rental options) designed to suit every type of buyer and budget. Find out more about these five options below:

Option One: Buy A McCarthy & Stone Property Outright

Perfect for those who plan on settling into a new community or location for the foreseeable future, buying a property outright can give you the most control over your new home.

An added benefit of buying a McCarthy & Stone property is you have the potential to receive an attractive equity release, especially if you’re downsizing. In fact, in 2014/15, McCarthy & Stone homeowners released an average of around £60,000 in equity by downsizing by one bedroom. Better still, 19% released more than £100,000.

We've been selling retirement properties since our inception, our experience means purchases with us are straightforward and hassle-free. We also have a Smooth Move service and you can part exchange your existing property.

Option Two: You Can Now Rent With McCarthy & Stone 

New for 2019, McCarthy & Stone are now providing retirees with the chance to rent properties at selected developments across the UK. Ideal for those who would love to live at McCarthy & Stone, enjoy the lifestyle and be part of their community, but who don’t want a longer-term commitment, renting gives you the best of both worlds. 

It’s also an excellent way to save some money, as you won’t need to pay a deposit or Stamp Duty. In fact, you could get cosy in your new home in no time at all. Find out more about renting a McCarthy & Stone property, here.

Option Three: You Now Have The Choice To ‘Part Buy Part Rent’ 

Another newcomer for 2019, McCarthy & Stone’s Part Buy Part Rent choice offers an adaptable solution if you require more control than provided by renting, and buying isn’t viable. 

With Part Buy Part Rent, you simply buy a 70% share in a completely new McCarthy & Stone property and rent the part that you don’t own. It’s important to remember that your monthly outgoings will include a service charge and ground rent, in addition to the rent for the share you don’t own. However, with this choice, you can enjoy the same rights and responsibilities as if you’d bought the apartment outright. You also have the option to purchase further shares until you own 100% of them.

Option Four: Rent A McCarthy & Stone Property With Touchstone

Working in partnership with professional letting business Touchstone, we offer a flexible rental solution across a range of retirement properties in England and Wales.

By choosing to live in a McCarthy & Stone property using this method, you can enjoy a large amount of freedom and flexibility that simply isn’t available when you purchase a property outright. To provide added peace-of-mind for our rental residents,we have assured (lifelong) tenancies in addition to shorter term Assured Shorthold Tenancy Agreements.

So, no matter how long you plan on staying, you can have reassurance that you can rent your apartment for as long as you’d like.

Find out everything you need to know about renting with Touchstone and McCarthy & Stone, here.

Option Five: ‘Part Buy Part Rent’ Your McCarthy & Stone Property With Home Reach 

Another of our exciting partnerships has resulted in additional Part Buy Part Rent opportunities across the UK, called Home Reach. In partnership with heylo, Home Reach enables you to buy a share of your selected McCarthy & Stone property and pay a monthly rent on whatever share you don’t buy. 

This can offer more flexibility than owning 100% of a property but still maintains the important aspects and stability that home ownership offers. You can purchase between 50% and 75% of a McCarthy & Stone home, heylo will then become your landlord and grant you a 125-year lease.

If you’d like to find out more about the above new options, or you simply want to get in touch, you can contact us here

Like this article? Subscribe to receive updates...
Subscribe to receive notifications when we post new articles to our online magazine.
By subscribing to these updates you’re agreeing to receive email updates when new articles are published to the McCarthy & Stone online magazine.
We’ll never send you spam or sell your details. You can unsubscribe at any time.

Related Articles


Tips for Successfully Downsizing

Many people find that later in life that their home is far bigger than they need. Downsizing can bring a variety of benefits, including both financial and practical ones. That said, it can often be an emotional or difficult time.  ...Read more


Remarkable UK Gardens for Autumn Colour 

Another season has flown by and now the summer heat has faded with the turn of autumn. With the cooler days and longer nights, our gardens are transforming into a rich tapestry of colour, from fiery reds and oranges to majestic golds. ...Read more


Caring for House Plants 

From succulents to spider plants, the demand for indoor foliage is showing no signs of slowing down. No matter what the season, low maintenance house plants are ideal for brightening up the look and feel of a room. ...Read more


Foraging Favourites

For many people, collecting and eating wild plants and fungi has been part of life since childhood, filling punnets with wild edibles from ripening berries to sweet chestnuts. ...Read more


Spotlight on York

A city of extraordinary cultural and historical wealth woven into  every  brick and beam, York seeps history at every turn. ...Read more


Summer Events in 2019 To Look Out For

The summer season is packed with a variety of events to appeal to a range of interests and ages. Savour the delights of new and exciting cuisine, enjoy the thrill of world-class horse racing and discover the latest super cars, at events taking place across the summer months.  ...Read more


It's All Greek To Us

Sparkling white beaches, deep blue seas, sugar-cube villages and venerable ancient sites make the
Greek islands an idyllic holiday destination for many. Tourists can immerse in the Greek cuisine,
century-old sites and local culture each island has to offer, while enjoy luxurious accommodation
and the locals’ warm and welcoming hospitality. ...Read more


Fishing for Fun

Looking for an exhilarating and challenging activity that brings a sense of serenity and calmness? We think we’ve found the perfect catch. ...Read more


It’s time to start living life to the full again

A McCarthy & Stone Retirement Living Plus apartment is about getting more from life for the over 70s. It’s the perfect combination really - company when you want it, help when you could use it, care when you need it. And all in the comfort of your own stylish new home. ...Read more


Explore Our Menu

Retirement Living PLUS is all about making life easier. This includes providing a great value in-house restaurant or bistro, where you can enjoy freshly prepared food in good company. ...Read more


Staying Cool and Well During A Heatwave

Although warmer weather can be a welcome sight for many, the increased temperatures can lead to
added risks for some, particularly those with health issues or those that are more vulnerable. Stay well with these tips.  ...Read more


The History of Father's Day

Father’s Day is the perfect time to thank fathers and father figures for their help and support. In this post, McCarthy & Stone look at the history of Father’s Day. ...Read more


A New Adventure 

Colin and Pat Mackay are looking forward to making the most of their retirement following their move to North Berwick.

...Read more


The Benefits of Downsizing in Retirement

There are many benefits of downsizing and if this is something you are considering, here, we share our knowledge about downsizing, and explain why it could be one of the best things you can do for your retirement.   ...Read more


Blooming Marvellous: The Chelsea Flower Show

The world-famous RHS Chelsea Flower Show. It’s the most glamorous day out in the gardening calendar.

The grounds of the Royal Hospital Chelsea are once again blooming with flora as the Royal Horticultural Society prepares to welcome 157,000 spectators to their annual five-day flower festival in May. ...Read more


Working After Retirement – Is It For You?

More and more people are choosing to put off their retirement and continue working. Plus, in many other cases, those who have already retired are looking to return to work. Here, we weigh up the pros and cons of each situation. ...Read more


How To Manage Your Diet In Retirement

There are many extra demands placed on our bodies as we progress through life and because of this our nutritional needs also change as a result. It is never too late to revamp your nutrition and nurture your body with a healthier diet.   ...Read more


Tackling loneliness among older people with Pen Pals

We understand the problem of loneliness amongst older people and we want to do something to combat it. That’s why we have created our latest Pen Pals programme, an outlet to connect older people with other older people in communities by the writing and exchanging of letters. Click to find out more. ...Read more


How To Make New Friends In Retirement

Friendship is hugely important at every stage in life, and retirement is no exception. What’s more, in retirement you could make the most of the extra free time you have to discover different experiences and meet new people – leading to new friendships and relationships.  ...Read more


Sheffield – The Steel Centre of the World

Famed for its industry and innovation, the green, modern cityscape now replaces the smoking chimneys from the industrial revolution. There’s a friendly, independent and alternative spirit that can be hard to find in other cities alongside a thriving cultural scene. ...Read more


Wally & The Flying Scotsman

Popular North Gate Court customer Wally Blazey moved into their McCarthy & Stone apartment with his wife Gladys seven months ago, and the couple have just celebrated their 72nd anniversary. At 92, Wally is one of the two last surviving drivers of the Flying Scotsman, the most famous steam locomotive in the world. ...Read more


The Top 11 British Hidden Gems

Where are the best locations in the UK to visit... that you've probably not heard of? We've ranked the best hidden gems around Britain, that are easy to access, and offer a great weekend away with the family. ...Read more


Do Pets Make You Happier?

Whether you're a pet owner or have a pet free home, animals of all kinds have been proven to improve the happiness of their human counterparts. To find out more McCarthy & Stone conducted a survey to see how pets enrich their owners lives. Here are the results! ...Read more