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McCarthy & Stone Simplify Retirement Living With New Options

Gina Narramore

Gina Narramore



McCarthy & Stone have introduced a new range of rental and buying choices that can make retirement living even more accessible.

With retirement can come big life changes and exciting prospects. You have the freedom to explore new places, activities and hobbies, and for many people, retirement means relocating or moving into a new home that’s better suited to your needs and your chosen lifestyle. 

As experts in this field, we bring over 40 years of experience to the table to create yet another step to help people realise their best retirement. Here, we unveil a new range of buying options (including flexible rental options) designed to suit every type of buyer and budget. Find out more about these five options below:

Option One: Buy A McCarthy & Stone Property Outright

Perfect for those who plan on settling into a new community or location for the foreseeable future, buying a property outright can give you the most control over your new home.

An added benefit of buying a McCarthy & Stone property is you have the potential to receive an attractive equity release, especially if you’re downsizing. In fact, in 2014/15, McCarthy & Stone homeowners released an average of around £60,000 in equity by downsizing by one bedroom. Better still, 19% released more than £100,000.

We've been selling retirement properties since our inception, our experience means purchases with us are straightforward and hassle-free. We also have a Smooth Move service and you can part exchange your existing property.

Option Two: You Can Now Rent With McCarthy & Stone 

New for 2019, McCarthy & Stone are now providing retirees with the chance to rent properties at selected developments across the UK. Ideal for those who would love to live at McCarthy & Stone, enjoy the lifestyle and be part of their community, but who don’t want a longer-term commitment, renting gives you the best of both worlds. 

It’s also an excellent way to save some money, as you won’t need to pay a deposit or Stamp Duty. In fact, you could get cosy in your new home in no time at all. Find out more about renting a McCarthy & Stone property, here.

Option Three: You Now Have The Choice To ‘Part Buy Part Rent’ 

Another newcomer for 2019, McCarthy & Stone’s Part Buy Part Rent choice offers an adaptable solution if you require more control than provided by renting, and buying isn’t viable. 

With Part Buy Part Rent, you simply buy a 70% share in a completely new McCarthy & Stone property and rent the part that you don’t own. It’s important to remember that your monthly outgoings will include a service charge and ground rent, in addition to the rent for the share you don’t own. However, with this choice, you can enjoy the same rights and responsibilities as if you’d bought the apartment outright. You also have the option to purchase further shares until you own 100% of them.

Option Four: Rent A McCarthy & Stone Property With Touchstone

Working in partnership with professional letting business Touchstone, we offer a flexible rental solution across a range of retirement properties in England and Wales.

By choosing to live in a McCarthy & Stone property using this method, you can enjoy a large amount of freedom and flexibility that simply isn’t available when you purchase a property outright. To provide added peace-of-mind for our rental residents,we have assured (lifelong) tenancies in addition to shorter term Assured Shorthold Tenancy Agreements.

So, no matter how long you plan on staying, you can have reassurance that you can rent your apartment for as long as you’d like.

Find out everything you need to know about renting with Touchstone and McCarthy & Stone, here.

Option Five: ‘Part Buy Part Rent’ Your McCarthy & Stone Property With Home Reach 

Another of our exciting partnerships has resulted in additional Part Buy Part Rent opportunities across the UK, called Home Reach. In partnership with heylo, Home Reach enables you to buy a share of your selected McCarthy & Stone property and pay a monthly rent on whatever share you don’t buy. 

This can offer more flexibility than owning 100% of a property but still maintains the important aspects and stability that home ownership offers. You can purchase between 50% and 75% of a McCarthy & Stone home, heylo will then become your landlord and grant you a 125-year lease.

If you’d like to find out more about the above new options, or you simply want to get in touch, you can contact us here

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